An affordable
mortgage option

for a
new generation of
manufactured homes

Built to Blend

MH Advantage eligible homes have top-notch features typical of site-built, single-family homes, built to blend into any neighborhood across the country.

Perks of Homeownership

MH Advantage brings low down payment mortgage financing to eligible manufactured homes. Homebuyers will own both the home and land, making it possible to build equity over time.

Suit Your Style

Whether it's an open floorplan, a porch, or an attached garage, homebuyers can get the features they're looking for with a home loan they can afford.

What is MH Advantage?

MH Advantage is an affordable mortgage option for a new generation of modern manufactured homes with features typical of site-built single-family homes. MH Advantage offers an abundance of benefits to homebuyers, such as:

Down payment as low as 3%

Lower interest rates compared with other manufactured home financing

Traditional 30-year financing

Cancellable mortgage insurance once you reach 20% equity in your home, which means lower monthly payments down the road

MH Advantage qualifying features

Note:

The home is designed with one of the following pairs of features: Dormer(s) and Covered Porch; OR Dormer(s) and Attached Garage/Carport; OR Covered Porch and Attached Garage/Carport.

Covered Porches & Dormers

Garages & Carports

High-quality Exterior Siding

Driveways

Modern Cabinetry and Fixtures

Energy-Efficient Features

Obtaining an MH Advantage mortgage is as easy as 1-2-3.

Step 1

Visit a manufactured home retailer to customize your home. Use our checklist to discuss MH Advantage qualifying features.

Step 2

Work with a participating lender to see if you qualify for an MH Advantage mortgage.

Step 3

Have your new home installed on the land, then close your mortage loan.

Shop MH Advantage Eligible Homes

MH Advantage

Look for the MH Advantage tag to find homes that may be eligible for MH Advantage financing. Learn more
ManufacturedModularMH AdvantageFeatured

Grand Manor / 6009

3
2
1998 ft²
29'0" x 68'0"
ManufacturedModularMH AdvantageFeatured

Cedar Canyon / 2077

3
2
2242 ft²
29'6" x 76'0"
ManufacturedModularMH AdvantageFeatured

Grand Manor / 6011

3
2
1770 ft²
29'0" x 60'0"
ManufacturedModularMH AdvantageFeatured

Cedar Canyon LS / 2020-1C

3
2
1770 ft²
29'6" x 60'0"
ManufacturedModularMH AdvantageFeatured

Pinehurst / 2505 with Tag

4
2
2223 ft²
26'8" x 70'0"
ManufacturedModularMH AdvantageFeatured

Grand Manor / 6013-2

4
2
2724 ft²
40'0" x 70'8"

*MH Advantage eligible homes are designed with one of the following pairs of features:
Dormer(s) and Covered Porch; OR Dormer(s) and Attached Garage/Carport; OR Covered Porch and Attached Garage/Carport.